Features and Benefits of LIT Credit card

Discover the exceptional features of AU Bank's LIT Credit Card and take advantage of its unique benefits to enhance your shopping and travel experiences. Here's what you can enjoy:

Earn 10X or 5X Reward Points

Make your shopping more rewarding with the LIT Credit Card. You can earn 5X or 10X Reward Points on all your online and offline transactions, both domestic and international. Redeem your reward points for exciting discounts and offers. Please note that cash withdrawals, fuel, and EMI transactions are not eligible for the program and base reward points.

You are eligible for:.

• 10X or 5X Reward Points on all online domestic & international retail transactions
• 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions’

Terms and Conditions for availing Shoppers Reward on AU Bank LIT Card

• Reward Points can be redeemed post statement generation.
• Cash withdrawal, Fuel and EMI transactions will not be eligible for Program/Base Reward Points.
• Fuel, rent, and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

Fuel Surcharge Waiver

• Save more with every refuel! Enjoy a 1% fuel surcharge waiver on transactions ranging from INR 400 to INR 5,000.

You are eligible for:

• 1% fuel surcharge waiver on all transactions between INR 400 to INR 5,000

Milestone Cashback

• Get cashback on your retail spends with the LIT Credit Card. You can earn an additional 5% cashback or 2% cashback over a 90-day period. The minimum retail spends for each cashback are INR 7,500 and INR 10,000, respectively. Please note that fuel, rent, and cash withdrawal transactions are not eligible for accelerated rewards.

Additional 5% Cashback

• Earn 5% cashback 3 times over a 90 days’ period.
• 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.

Additional 2% Cashback

• Earn 2% cashback 3 times over a 90 days’ period.
• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period

Terms and Conditions for availing Milestone Cashback Reward on LIT Card

• Cashback will be adjusted against outstanding dues on the Credit Card.
• Fuel, rent, and cash withdrawal transactions will not be eligible for Accelerated rewards i.e. 5X or 10X Reward Points.

Category Cashback

• Spend more, save more! Get additional 5% cashback for groceries, dining, travel, electronics, and apparel expenses, along with 1 Reward Point per INR 100 spent. You can earn a maximum cashback of INR 1,000 in a 30-day period.

You are eligible for:

• Additional 5% cashback for travel, dining, grocery, electronics, and apparel expenses in addition to 1 Reward Point per INR 100 spent.
• Max. cashback of INR 1,000 in each 30 days' period.

Terms and Conditions for availing Category Cashback Reward on LIT Card

• Cashback will be adjusted against outstanding dues on the Card

Documents Required for AU Bank LIT Credit Card

For KYC verification

• Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card

Address proof:

• Utility Bills/ Ration Card/ Passport

ID proof:

• Aadhar Card/ PAN card/ Driving license/ Voter Id Card

Discounts & Offers

How to Apply for AU Bank LIT Credit Card?

• Click on the ‘Credit Cards’ on the homepage of our website.
• From the dropdown menu, choose ‘AU’ and then click on the ‘Apply Now’ button.
• Enter all the required details including your name, mobile number, email address, employment information, income details, and so on
• Verify your mobile number with an OTP.
• You will get a call from our credit cards expert soon to help you complete the credit card application process.

Eligibility Criteria for AU Bank LIT Card

• Primary cardholder should be between the age of 21 years and 60 years
• Add-on cardholder should be over 18 years
• Cardholder should be an Indian citizen.
• CIBIL score of cardholder should be 650 and above.