HSBC Visa Platinum Credit Card
Best for : Shopping
Card Type :
HSBC VISA Platinum Credit Card is a lifetime free credit card, which offers unmatched benefits, rewards and privileges so that you enjoy the best of everything, from dining and shopping to fuel purchases. The card offers up to 10% cashback on food, air miles conversion facility from leading airlines, an interest-free period of up to 48 days, a fuel surcharge waiver. It also offers Credit card balance transfer facility with lowest rates and easy EMI options.
Key Features & Benefits of HSBC Visa Platinum Credit Card
- Rs 250 Amazon Voucher: Get an Amazon e-gift voucher of Rs 250 after applying for HSBC Visa Platinum Credit Card online and verifying yourself through video.
- Receive 5 times (5X) the reward points (up to 15,000 accelerated points) on purchases done after spending Rs 4 lakh in a year.
- Up to 10% cashback on food and other spends: Get 10% cashback on food as well as 1.5% cashback on other spends till 31st August 2024.
- Save up to Rs 3,000 every year through fuel surcharge waiver.
- Convert your reward points into air miles with leading airlines’ offers, including Club Vistara, Etihad Airways, Air India's Flying Returns, Singapore Airlines and British Airways.
- Earn 2 reward points for every Rs 150 spent with HSBC Visa Platinum Credit Card. The reward points can be redeemed not just towards air mile conversion but also in the form of vouchers across different categories like jewellery, apparel, fashion accessories, home appliances, cosmetics, and electronic equipment
✓Welcome Benefits
✓Milestone Benefits
✓Other Major Benefits of HSBC Visa Platinum Credit Card
✓Fuel surcharge waiver
✓Airmile conversion on leading airlines
✓Reward points and redemption
Key Highlights of HSBC Visa Platinum Credit Card
| Joining Fees | Nil |
| Annual/Renewal Fees | Nil |
| Best suited for | Shopping and dining |
| Welcome benefits | Rs 250 Amazon Voucher |
| Milestone benefits | 5 times (5X) the reward points (up to 15,000 accelerated points) on purchases done after spending Rs 4 lakh in a year. |
| Reward points | Earn 2 reward points for every Rs 150 spent through the card. |
| Reward redemption | Convert reward points into air miles with leading airlines or in the form of vouchers across different categories like jewellery, apparel, fashion accessories, etc |
| Airport lounge access and golf rounds | Not available |
| Limit period offer | Get 10% cashback on food as well as 1.5% cashback on other spends till 31st August 2024. |
| Insurance | Up to Rs 3 lakh insurance cover in case your card gets misused 24 hours before being reported as lost. |
HSBC Visa Platinum Credit Card Eligibility
- Age between 18-65 years
- Minimum annual income of Rs 4 lakh (for salaried individuals)
- Indian resident
- Reside in either Gurgaon, Chennai, Delhi NCR, Noida, Pune, Bangalore, Hyderabad, Mumbai, Jaipur, Kochi, Chandigarh, Coimbatore, Kolkata, or Ahmedabad.
- Get up to Rs 3 lakh insurance cover in case your card gets misused for 24 hours before being reported as lost.
- Min Amount required for Balance transfer: Rs:5,000
- Loan tenures range from 3 to 24 months
- Rate of interest starting from 10.99% to 15.99% pa, depend on bank internal policy.
- HSBC offers its credit card customers some exclusive access to discounts with select partners.
- In case your HSBC credit card gets lost, you can go for cancellation and get an emergency card issued in just three days anywhere in the world.
- Android mobile users can use Google Pay to make quick, secure, and simple UPI payments online or offline through an HSBC credit card
- To apply, click on the "Apply Now" button
- You will be redirected to the HSBC Bank website
- Fill in the required details and submit.
- If you are looking to apply for a lifetime free credit card that also comes with no joining and annual fees, HSBC Visa Platinum can be a good option for you. This credit card is best suited for those who want an entry-level credit card with all the basic benefits such as cashback, vouchers, fuel surcharge waivers, zero fees, and much more. The accelerated reward points, zero lost card liability, and air miles conversion from leading airlines make it an even more attractive credit card.
To apply for an HSBC Visa Platinum credit card, you should meet the following eligibility criteria:
Additional Benefits of HSBC Visa Platinum Credit Card
Zero liability in case of a lost card
Balance transfer facility
3. Offers and discounts
Emergency card replacement
Google Pay acceptance
How to Apply for HSBC Visa Platinum Credit Card?
Conclusion
Fees and Charges for HSBC Visa Platinum Credit Card
| Types of Charges | Amount |
| Joining Fees | Nil |
| Annual Fees | Nil |
| Finance Charges | 3.49% per month (41.88% per annum) |
| Add-on Fees | Nil |
| Cash Withdrawal Fees | 2.5% of the transaction amount (minimum of Rs 500) |
| Overlimit Fees | Rs 500 |
