LIC Platinum Credit Card Eligibility Criteria

For LIC Platinum credit cards, the basic eligibility parameters are the age of the applicant and the residential status.

• Age: The age of the primary credit card applicant should be between 18 and 70 years.
• Residential Status: The credit card applicant should be a resident of India.
• Credit Score: The credit score should be in good shape while applying for LIC Platinum credit card. Any CIBIL score over and above the mark of 750 is considered good from the lender’s point of view for issuing new credit cards.

The eligibility factors including age, residential status and credit score is only indicative as the approval for credit card applicants may vary from profile to profile. LIC and Axis Bank reserves the right to approve or decline an application for LIC Platinum credit card.

Documents Required for LIC Platinum Credit Card

To obtain a LIC Platinum credit card, an applicant should provide a copy of a PAN card or Form 60, proof showcasing income, a coloured photograph, proof of residence, and proof of identity.
Residence Proof
You can submit a copy of any one of the following documents:

• Passport
• Ration Card
• Electricity Bill
• Landline Telephone Bill
• ID Proof

For identity proof, you can submit a copy of any of the following documents:

• Passport
• Driving Licence
• Aadhaar Card
• PAN Card
• Income Proof

To verify the earnings, you can submit a copy of any of the following documents:

• Latest Salary Slip
• Form 16 provided by the employer
• Income Tax Return

The aforementioned documents are generic as there can be different requirements depending on the nature of the profile. For example, you may be asked to submit proof for current address verification, if any of the documents including your Aadhaar, Passport, Electricity Bill, Landline Telephone Bill, and Ration Card contain a different address.

How to Apply for a LIC Platinum Credit Card?

You can apply for a LIC Platinum credit card through MyMoneyMantra.

• Step 1: Visit https://www.mymoneymantra.com/credit-cards/lic.
• Step 2: Click on ‘Apply Now’.
• Step 3: You will be redirected to the LIC Platinum credit cards page.
• Step 4: Click on ‘Apply Now’ and fill in the basic details such as name, email address, residential address, PIN code, mobile number, and captcha.
• Step 5: Click on ‘Submit’.