Key Highlights of ICICI Emeralde Private Credit Card

Some of the standout features include:

• Unlimited complimentary access to airport lounges worldwide.
• Dedicated concierge for personal and travel assistance.
• Personalized offers on dining, shopping, and travel.
• Annual fee waived on spends above Rs. 10 Lakhs per year.

Features & Benefits of ICICI Emeralde Private Credit Card

Explore the benefits of the Emeralde Private Credit Card:

Welcome Benefits

• Earn 20,000 reward points upon card activation.

Reward Program

• 5 reward points for every Rs. 100 spent on dining and travel.
• 3 reward points on all other transactions.

Travel Benefits

• Complimentary access to global airport lounges.
• Exclusive travel insurance coverage.

ICICI Emeralde Private Credit Card Fees & Charges

• Joining Fee: Rs. 12,000
• Annual Fee: Rs. 12,000 (waived on yearly spends of Rs. 10 Lakhs).
• Interest on outstanding balance: 3.40% (40.8% p.a.)
• Cash advance fee: Rs. 300 per Rs. 10,000.
• Foreign currency markup: 3.5%

Eligibility for ICICI Emeralde Private Credit Card

• Primary cardholders must be aged 21–65 years.
• Annual income should be Rs. 24 Lakhs or above.

Documents Required

• Proof of identity: PAN Card, Aadhaar, Passport, etc.
• Proof of address: Aadhaar, Utility Bill, Passport, etc.
• Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

• Redeem points for flights, luxury hotels, exclusive products, and more.

How to Apply for ICICI Emeralde Private Credit Card?

• Visit the ICICI Bank website and submit the application form.
• A representative will guide you through the document verification process.