Fuel Benefits

7.25% Value Back on Fuel Purchases:

• Earn 25x reward points on fuel transactions at BPCL petrol stations. Each reward point is equivalent to ₹0.25, providing up to 7.25% value back on your fuel spends when combined with the fuel surcharge waiver.

Fuel Surcharge Waiver:

• Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at BPCL outlets. This waiver is applicable up to ₹100 per month, helping you save more on refueling.

Wide Coverage:

• The card offers benefits across over 17,000 BPCL fuel stations in India, ensuring extensive coverage for users.

Fuel Benefits

Welcome Gift:

• Get 6,000 reward points as a welcome benefit when you pay the joining fee. This is equivalent to ₹1,500, which can be redeemed against future purchases.

Milestone Rewards:

• Earn 2,000 bonus reward points when your annual spending crosses ₹3 lakh. Additionally, earn another 2,000 reward points when you spend ₹4 lakh or more in a year.

Reward Points on Other Categories

Dining, Groceries, and Movies:

• Earn 10x reward points on dining, grocery shopping, and movie spends. These categories provide additional value for lifestyle purchases, making the card versatile for both everyday spending and special occasions.

Other Purchases:

• Earn 1 reward point for every ₹100 spent on all other purchases, giving you consistent value on every transaction.

Complimentary Lounge Access

• Enjoy up to 4 complimentary visits to select domestic airport lounges per year. This perk is especially beneficial for frequent travelers, providing relaxation and comfort during airport waits.

Annual Fee Waiver

• he card comes with an annual fee of ₹1,499. However, if your annual spending exceeds ₹2 lakh, the annual fee is waived for the subsequent year, making it more cost-effective for regular users.

Lower Foreign Exchange Markup

• For international transactions, the card charges a 3.5% foreign exchange markup, which is relatively competitive compared to other credit cards. This feature is beneficial for those who frequently travel abroad or shop on international websites.

EMI Conversion

• You can convert large purchases above ₹2,500 into easy EMIs using the SBI Card app. This feature makes it more manageable to pay off significant transactions over time without straining your finances.