HDFC ERGO Health Care
HDFC ERGO Health Care Plan offers comprehensive coverage for medical expenses, ensuring financial security and peace of mind for you and your family.
Key Highlights of HDFC ERGO Health Care
The key highlights of the HDFC ERGO Health Care Plan include:
| Sum Insured | Up to Rs. 10 Crores |
| Policy Term | 1 year / 2 years / 3 years |
| Coverage Type | Individual and Family Floater options available. |
| Pre & Post Hospitalization | Coverage for up to 60 days before and 90 days after hospitalization. |
| No Claim Bonus | Up to 100% increase in sum insured for every claim-free year. |
| Network Hospitals | Access to over 10,000+ network hospitals across India. |
| Age Limit | Policy can be purchased for individuals aged 91 days to 65 years. |
Features & Benefits of HDFC ERGO Health Care
Comprehensive Coverage
- Hospitalization expenses covered for listed ailments and injuries.
- Cashless treatment available at network hospitals.
- Coverage for day care procedures not requiring hospitalization.
- Free health check-up every year.
- Covers the entire family under a single sum insured.
- Additional premium discounts for family policies.
- Access to wellness programs, consultations, and preventive healthcare services.
- No waiting period for pre-existing diseases after a specified duration.
- Ambulance charges covered up to a specified limit.
Family Floater Option
Wellness Benefits
Other Benefits
HDFC ERGO Health Care FAQs
How to apply for HDFC ERGO Health Care?
To apply for HDFC ERGO Health Care, visit our website, select the Health Care Plan, and fill out the application form with the required details.
What is the waiting period for pre-existing diseases?
The waiting period for pre-existing diseases is generally 2 to 4 years, depending on the specific condition.
Is maternity cover included in the health plan?
Maternity cover is available as an add-on and typically has a waiting period of 9 months.
Can I port my health insurance to HDFC ERGO?
Yes, you can port your existing health insurance policy to HDFC ERGO by following the porting process.
Are there any exclusions in the health plan?
Yes, the plan has specific exclusions such as cosmetic surgery and self-inflicted injuries.
