Key Highlights of ICICI Rubyx Credit Card

• Exclusive lifestyle rewards on dining, travel, and shopping.
• Complimentary domestic airport lounge access.
• Concierge and emergency assistance services.
• Annual fee waiver on spends above Rs. 2 Lakhs.

Features & Benefits of ICICI Rubyx Credit Card

Explore the perks offered by Rubyx:

Welcome Benefits

• Receive 3,000 reward points on card activation.

Reward Program

• 2 reward points for every Rs. 100 spent on dining and travel.
• 1 reward point on other transactions.

Travel Benefits

• Complimentary lounge access at select domestic airports.
• Exclusive travel assistance and insurance coverage.

ICICI Rubyx Credit Card Fees & Charges

• Joining Fee: Rs. 3,000
• Annual Fee: Rs. 3,000 (waived on yearly spends above Rs. 2 Lakhs)
• Interest on outstanding balance: 3.25% per month
• Cash advance fee: Rs. 250 per Rs. 10,000
• Foreign currency markup: 3.5%

Eligibility for ICICI Rubyx Credit Card

• Primary cardholder must be aged between 21 and 60 years.
• Annual income should be Rs. 6 Lakhs or more.

Documents Required

• Proof of identity: Aadhaar, PAN Card, Passport, etc.
• Proof of address: Aadhaar, Utility Bill, Passport, etc.
• Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

• Redeem points for flights, shopping, and more on the ICICI rewards portal.

How to Apply for ICICI Rubyx Credit Card?

• Visit the ICICI Bank website, complete the application form, and submit required details.
• An ICICI representative will reach out for verification and further processing.