Key Highlights of DigiSmart Credit Card

• Welcome bonus in the form of cashback on first purchase.
• Enhanced rewards on online shopping.
• Exclusive discounts on tech and gadget purchases.
• Annual fee waiver on spending above Rs. 1.2 Lakhs.

Features & Benefits of DigiSmart Credit Card

Explore the exclusive features of the DigiSmart Credit Card:

Welcome Benefits

• Get instant cashback on your first transaction within the first month.

Reward Program

• 5% cashback on online purchases at selected retailers.
• 1 reward point for every Rs. 100 spent on all other transactions.

Digital Benefits

• Exclusive offers on digital subscriptions and e-commerce platforms.
• Free membership to selected streaming services for the first year.

DigiSmart Credit Card Fees & Charges

• Joining Fee: Rs. 750
• Annual Fee: Rs. 750 (waived on annual spends above Rs. 1.2 Lakhs)
• Interest on outstanding balance: 3.40% per month
• Cash advance fee: Rs. 300 per Rs. 10,000
• Foreign currency markup: 3.5%

Eligibility for DigiSmart Credit Card

• Primary cardholder should be aged between 21 and 60 years.
• Annual income of Rs. 4 Lakhs or above.

Documents Required

• Proof of identity: Aadhaar, PAN Card, Passport, etc.
• Proof of address: Aadhaar, Utility Bill, Passport, etc.
• Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

• Redeem reward points for cashback, shopping vouchers, and exclusive digital products through the DigiSmart rewards portal.

How to Apply for DigiSmart Credit Card?

• Visit the bank's website, fill out the application form, and provide necessary details.
• A DigiSmart representative will contact you to finalize the process.