Card Type :
IndusInd Bank Nexxt Credit Card provides you with an exciting shopping experience at your favourite stores by providing multiple payment options. With the in-built LED lights, you will have flexible payment options for POS transactions. Just press the relevant LED button to choose between credit, rewards redeem or EMI option for purchase payments. Here is detailed information about how the IndusInd Bank Nexxt Credit Card works
A first of its kind interactive credit card, IndusInd Nexxt Credit Card has LED buttons to choose from the multiple payment options to shop at your preferred destination. You can choose to redeem reward points and opt for merchant credit or EMI. Press the relevant button before initiating a transaction. It enables faster payment at merchant establishments besides providing flexible payment options
Welcome Gift
Rewards
Travel Benefits
Nexxt Entertainment
Contactless Feature
Multiple Payment Options
Type of fees/charges | Amount |
Joining Fee | Rs. 3499 |
Annual Fee | Nil |
Finance charges | 3.83% p.m. 46% annually |
Cash payment at IndusInd Bank branches | Rs. 100 |
Duplicate credit card | Rs. 100 |
Issue of charge slip | Rs. 300 |
Issue of duplicate statement | Rs. 100 for statements beyond 3 months |
Delayed payment charges | Nil to Rs. 1300 depending on the minimum amount due |
Cash Advance charges | 2.5% of the transaction with a minimum of Rs. 300/- per transaction |
Cheque dishonour charges | Rs. 250/- per instance |
The in-built LED lights that enable multiple payment options are the unique feature of the IndusInd Nexxt Credit Card. You can choose the option of full pay, Pay with Credit, Pay with EMI or Pay with Reward Points by just pushing the relevant button.
The LED light on the corresponding button will glow to indicate the payment option selected. With this, you can confirm your preference.
Before you initiate a transaction, i.e., before you swipe or wave the credit card, you should choose the preferred payment option by pushing the relevant button. The LED light will blink for 6 minutes after you push the button.
The other ways of redeeming the reward points are to pay the credit card dues or redeem catalogue products.
The payment option has to be chosen before initiating the transaction and cannot be changed.
It will take two working days for the processing of the ‘pay by rewards’ and ‘pay by EMI’ options. You will receive a message for both acceptance and decline of the option vide SMS to your registered mobile number