Indusind Nexxt Credit Card


Card Type :

IndusInd Bank Nexxt Credit Card provides you with an exciting shopping experience at your favourite stores by providing multiple payment options. With the in-built LED lights, you will have flexible payment options for POS transactions. Just press the relevant LED button to choose between credit, rewards redeem or EMI option for purchase payments. Here is detailed information about how the IndusInd Bank Nexxt Credit Card works

IndusInd Nexxt Credit Card

A first of its kind interactive credit card, IndusInd Nexxt Credit Card has LED buttons to choose from the multiple payment options to shop at your preferred destination. You can choose to redeem reward points and opt for merchant credit or EMI. Press the relevant button before initiating a transaction. It enables faster payment at merchant establishments besides providing flexible payment options

    Key Highlights of Indusind Bank Pinnacle Credit Card

  • The contactless feature enables faster payments at merchant establishments.
  • Wide acceptance of the card
  • Flexible repayment options for POS purchases to make the shopping experience more exciting.
  • Attractive welcome gifts and reward points.
  • Online transactions are safe with the IndusInd Nexxt Credit Card.
  • Book a ticket on BookMyShow to get a ticket free to make the movie-watching experience special.
  • Complimentary Air Accident Insurance Cover up to Rs. 25.00 lakhs
  • Features & Benefits of Indusind Nexxt Credit Card

    Welcome Gift

  • People anticipating an exceptionally large purchase through an Amex Gold charge card are advised to inform American Express in advance for a smoother experience.
  • Instant table booking at over 2000 restaurants across various cities with the EazyDiner Voucher.
  • Get access to an array of unique collections from Mont Blanc Stores.
  • Gain access to over 30 premium brands with the Luxe Gift Card
  • Exciting offers on premium brands like hush puppies, Bata, William Penn, Vera Moda, Pantaloons, Titan and many more with Vouchagram
  • Rewards

  • Every time you spend Rs.150 on the card, you earn one reward point. The reward points can be redeemed for ‘Pay with Rewards’ for purchases at POS, for Air Miles or catalogue products on IndusMoments.
  • Travel Benefits

  • Access to over 600 airport lounges across the world with Priority Pass.
  • Travel Insurance that takes provides insurance cover for the following.
  • Baggage Loss: Cover up to Rs. 1.00 lakh
  • Delayed Baggage: Cover up to Rs. 25000/-
  • Loss of ticket: Cover up to Rs. 25000/-
  • Nexxt Entertainment

  • Book a movie ticket on BookMyShow and get another movie ticket free
  • The cardholder can get a maximum of 2 free movie tickets in a month.
  • The price of the free movie ticket is capped at Rs. 200/- Anything over and above Rs. 200/- has to be paid by the cardholder.
  • Contactless Feature

  • Simply tap your card at merchant locations that are enabled for contactless payment and be done with your purchases.
  • You can use the card for purchases at merchant establishments, for travel, for booking movie tickets, for paying utility bills and other online transactions.
  • Shop at over 10 lakh merchant establishments within the country and 30 million outlets across the world.
  • Multiple Payment Options

  • A feature that is unique to the IndusInd Nexxt Credit Card.
  • Inbuilt LED lights to enable multiple payment options
  • You can choose to pay through reward points, EMI or the Credit option.
  • There are individual LED buttons for the payment options.
  • Within 6 minutes, you either tap/swipe/insert or give the card to the person at the cash counter.
  • The LED light will switch off automatically after 20 seconds of completion of the transaction. If no transaction happens, the light will switch off after 6 minutes.
  • EMI choices will be 6,12,18, and 24 months. If you choose the EMI option, you will have to press the button till the desired EMI option is shown. For instance, press once for six months, once again for 12 months and so on till you reach the option you desire.

Fee and Charges of Indusind Nexxt Credit Card

Type of fees/charges Amount
Joining Fee Rs. 3499
Annual Fee Nil
Finance charges 3.83% p.m. 46% annually
Cash payment at IndusInd Bank branches Rs. 100
Duplicate credit card Rs. 100
Issue of charge slip Rs. 300
Issue of duplicate statement Rs. 100 for statements beyond 3 months
Delayed payment charges Nil to Rs. 1300 depending on the minimum amount due
Cash Advance charges 2.5% of the transaction with a minimum of Rs. 300/- per transaction
Cheque dishonour charges Rs. 250/- per instance

IndusInd Nexxt Credit Card FAQs

What is the unique feature of the IndusInd Nexxt Credit Card?

The in-built LED lights that enable multiple payment options are the unique feature of the IndusInd Nexxt Credit Card. You can choose the option of full pay, Pay with Credit, Pay with EMI or Pay with Reward Points by just pushing the relevant button.

How to confirm the correctness of the preferred payment option?

The LED light on the corresponding button will glow to indicate the payment option selected. With this, you can confirm your preference.

How to use the IndusInd Nexxt Credit Card at POS?

Before you initiate a transaction, i.e., before you swipe or wave the credit card, you should choose the preferred payment option by pushing the relevant button. The LED light will blink for 6 minutes after you push the button.

What are the other ways of redeeming the reward points other than choosing to pay with reward points at POS?

The other ways of redeeming the reward points are to pay the credit card dues or redeem catalogue products.

Can the payment option chosen be revised after initiating the transaction?

The payment option has to be chosen before initiating the transaction and cannot be changed.

How long will it take to process the payment option chosen?

It will take two working days for the processing of the ‘pay by rewards’ and ‘pay by EMI’ options. You will receive a message for both acceptance and decline of the option vide SMS to your registered mobile number