Key Highlights of Kotak White Reserve Credit Card

The key highlights of the Kotak White Reserve Credit Card include:

• Earn 5 reward points for every Rs. 100 spent on the card.
• Exclusive access to airport lounges.
• Complimentary concierge services.
• Annual fee waiver on yearly spends of Rs. 5 Lakhs.
• Exclusive discounts on luxury hotels and travel bookings.

Features & Benefits of Kotak White Reserve Credit Card

Explore the standout features of the Kotak White Reserve Credit Card:

Welcome Benefits

• Receive 5,000 reward points as a welcome gift upon payment of the joining fee.

Reward Program

• Earn 5 reward points for every Rs. 100 spent.
• Bonus reward points on dining and travel expenses.

Travel Benefits

• Complimentary access to airport lounges across India.
• Travel insurance coverage for cardholders.

Kotak White Reserve Credit Card Fees & Charges

• Joining Fee: Rs. 2,000
• Annual Fee: Rs. 2,000 (waived on yearly spends of Rs. 5 Lakhs).
• Interest charges on outstanding balances: 3.50% (42% p.a.)
• Cash advance fee: Rs. 300 per Rs. 10,000.
• Foreign currency markup: 3.5%

Eligibility for Kotak White Reserve Credit Card

• Primary cardholders must be aged 21–65 years.
• Annual income should be Rs. 10 Lakhs or above.

Documents Required

• Proof of identity: PAN Card, Aadhaar, Passport, etc.
• Proof of address: Aadhaar, Utility Bill, Passport, etc.
• Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

• Redeem reward points for flight bookings, hotel stays, luxury gifts, and more.

How to Apply for Kotak White Reserve Credit Card?

• Visit the Kotak Mahindra website, fill out the application form, and submit your details.
• A bank representative will contact you for document verification and further process.