GIGA Business Card
Card Type : 
The GIGA Business Card is designed for entrepreneurs and small business owners, offering a variety of benefits such as cashback on business expenses, rewards on travel, and enhanced spending limits.
Key Highlights of GIGA Business Card
The key highlights of the GIGA Business Card include:
| Joining Fee | Rs. 750 + applicable taxes |
| Annual Fee | Rs. 750 + applicable taxes |
| Key Benefits | Earn cashback on all business-related expenses and access to exclusive merchant offers. |
| Cashback | Up to 5% cashback on business expenses, 3% on travel bookings, and 2% on dining. |
| Welcome Benefits | 500 CashPoints on payment of membership fee |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Age | 21 to 65 years |
Features & Benefits of GIGA Business Card
Cashback
- 5% cashback on business expenses and travel bookings made through partnered platforms.
- 3% cashback on dining transactions at select restaurants.
- 2% cashback on other categories of spending.
- Cashback accrued is credited monthly.
- 500 CashPoints as a welcome gift on payment of the membership fee.
- Gift vouchers up to Rs. 1,500 for spending above Rs. 60,000 quarterly.
- 1% fuel surcharge waiver on fuel transactions above Rs. 400 and below Rs. 5,000.
- Maximum waiver available is Rs. 250 per statement cycle.
- Convert high-value purchases into easy EMIs over 6 to 24 months.
- Zero liability on lost or stolen cards.
- Up to 50 days of interest-free period from the date of purchase.
- Joining membership fee: Rs. 750 + applicable taxes.
- Renewal membership fee: Rs. 750 + applicable taxes. Waived on spending Rs. 60,000 or above annually.
Welcome & Milestone Benefits
Fuel Surcharge Waiver
Other Benefits
Joining & Annual Fees
GIGA Business Card FAQs
How to apply for GIGA Business Card?
Check your eligibility for the GIGA Business Card. Go to the ‘Credit Cards’ tab and select your preferred card. Fill out the application form with the necessary details.
What is the credit limit for GIGA Business Card?
The credit limit for the GIGA Business Card can go up to Rs. 3 Lakhs based on income and creditworthiness.
How do I earn cashback with the GIGA Business Card?
You earn cashback through monthly CashPoints based on your eligible transactions.
Can I withdraw cash using the GIGA Business Card?
Yes, you can withdraw cash with a cash advance fee of 2.5% or Rs. 500, whichever is higher.
Is the GIGA Business Card lifetime free?
No, it has a joining and annual fee of Rs. 750 + applicable taxes, but the renewal fee can be waived on spending Rs. 60,000 annually.
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Joining Fees
₹ 500 + GST
Annual Percentage Fee
52.86%
Annual Fees
₹ 500 + GST
Reward Point Value
1 RP = Rs. 0.20
