BIZ Grow Card
Card Type : 
The BIZ Grow Card is tailored for growing businesses, providing comprehensive benefits such as rewards on business expenses, exclusive offers, and enhanced purchasing power.
Key Highlights of BIZ Grow Card
The key highlights of the BIZ Grow Card include:
| Joining Fee | Rs. 1,000 + applicable taxes |
| Annual Fee | Rs. 1,000 + applicable taxes |
| Key Benefits | Earn rewards on all business-related expenses with exclusive merchant partnerships. |
| Rewards | Up to 4% rewards on business expenses, 2% on travel bookings, and 1% on dining. |
| Welcome Benefits | 1,000 Reward Points on payment of membership fee |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Age | 21 to 65 years |
Features & Benefits of BIZ Grow Card
Rewards Program
- 4% rewards on business-related expenses and travel bookings made through partnered platforms.
- 2% rewards on dining transactions at select restaurants.
- 1% rewards on all other spending categories.
- Rewards accrued are credited monthly.
- 1,000 Reward Points as a welcome gift upon payment of the membership fee.
- Gift vouchers for spending above Rs. 80,000 quarterly.
- 1% fuel surcharge waiver on fuel transactions above Rs. 400 and below Rs. 5,000.
- Maximum waiver available is Rs. 300 per statement cycle.
- Convert high-value purchases into flexible EMIs over 6 to 24 months.
- Zero liability on lost or stolen cards.
- Up to 50 days of interest-free period from the date of purchase.
- Joining membership fee: Rs. 1,000 + applicable taxes.
- Renewal membership fee: Rs. 1,000 + applicable taxes. Waived on spending Rs. 80,000 or above annually.
Welcome & Milestone Benefits
Fuel Surcharge Waiver
Other Benefits
Joining & Annual Fees
BIZ Grow Card FAQs
How to apply for BIZ Grow Card?
To apply for the BIZ Grow Card, visit the 'Credit Cards' section on our website, select BIZ Grow Card, and fill out the application form with the required information.
What is the credit limit for BIZ Grow Card?
The credit limit for the BIZ Grow Card can go up to Rs. 5 Lakhs depending on your income and credit profile.
How do I earn rewards with the BIZ Grow Card?
You earn rewards through monthly points based on your eligible transactions made with the card.
Can I withdraw cash using the BIZ Grow Card?
Yes, you can withdraw cash with a cash advance fee of 2.5% or Rs. 500, whichever is higher.
Is the BIZ Grow Card lifetime free?
No, the card has a joining and annual fee of Rs. 1,000 + applicable taxes, but the renewal fee can be waived on spending Rs. 80,000 annually.
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Joining Fees
₹ 500 + GST
Annual Percentage Fee
52.86%
Annual Fees
₹ 500 + GST
Reward Point Value
1 RP = Rs. 0.20
