Key Highlights of Kotak Zen Signature Credit Card

The key highlights of the Kotak Zen Signature Credit Card include:

• Earn 10 reward points for every Rs. 100 spent on dining and travel.
• 5 reward points for every Rs. 100 spent on other purchases.
• Complimentary access to airport lounges worldwide.
• Dedicated concierge service for travel and lifestyle needs.
• No annual fee on yearly spends of Rs. 8 Lakhs or more.

Features & Benefits of Kotak Zen Signature Credit Card

Explore the standout features of the Kotak Zen Signature Credit Card:

Welcome Benefits

• Receive 10,000 reward points as a welcome gift upon payment of the joining fee.

Reward Program

• Earn 10 reward points on every Rs. 100 spent on dining and travel.
• 5 reward points on all other purchases.

Travel Benefits

• Complimentary access to over 1,000 airport lounges globally.
• Comprehensive travel insurance for cardholders.

Kotak Zen Signature Credit Card Fees & Charges

• Joining Fee: Rs. 3,000
• Annual Fee: Rs. 3,000 (waived on yearly spends of Rs. 8 Lakhs).
• Interest charges on outstanding balances: 3.50% (42% p.a.)
• Cash advance fee: Rs. 300 per Rs. 10,000.
• Foreign currency markup: 3.5%

Eligibility for Kotak Zen Signature Credit Card

• Primary cardholders must be aged 21–65 years.
• Annual income should be Rs. 12 Lakhs or above.

Documents Required

• Proof of identity: PAN Card, Aadhaar, Passport, etc.
• Proof of address: Aadhaar, Utility Bill, Passport, etc.
• Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

• Redeem reward points for flights, hotel stays, luxury gifts, and more.

How to Apply for Kotak Zen Signature Credit Card?

• Visit the Kotak Mahindra website, fill out the application form, and submit your details.
• A bank representative will contact you for document verification and further process.