SWIGGY HDFC Bank Credit Card
Card Type: 
The SWIGGY HDFC Bank Credit Card offers food lovers exclusive rewards, cashback, and exciting discounts on orders made through Swiggy, along with numerous lifestyle benefits.
Key Highlights of SWIGGY HDFC Bank Credit Card
The key highlights of the SWIGGY HDFC Bank Credit Card include:
| Joining Fee | Rs. 499 + applicable taxes |
| Annual Fee | Rs. 499 + applicable taxes |
| Key Benefits | Cashback on Swiggy orders and dining experiences. |
| Rewards | Up to 10% cashback on Swiggy orders, 5% on dining, and 1% on other purchases. |
| Welcome Benefits | 500 Reward Points on the first transaction |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Age | 21 to 65 years |
Features & Benefits of SWIGGY HDFC Bank Credit Card
Rewards Program
- 10% cashback on all Swiggy orders.
- 5% cashback on dining at partner restaurants.
- 1% cashback on all other purchases.
- Rewards can be redeemed for Swiggy vouchers and discounts.
- 500 Reward Points as a welcome gift on the first transaction.
- Additional cashback for spending above Rs. 50,000 quarterly.
- 1% fuel surcharge waiver on fuel transactions above Rs. 500 and below Rs. 5,000.
- Maximum waiver available is Rs. 750 per statement cycle.
- Convert high-value purchases into flexible EMIs over 6 to 24 months.
- Zero liability on lost or stolen cards.
- Up to 60 days of interest-free period from the date of purchase.
- Joining membership fee: Rs. 499 + applicable taxes.
- Renewal membership fee: Rs. 499 + applicable taxes. Waived on spending Rs. 1,00,000 or above annually.
Welcome & Milestone Benefits
Fuel Surcharge Waiver
Other Benefits
Joining & Annual Fees
SWIGGY HDFC Bank Credit Card FAQs
How to apply for SWIGGY HDFC Bank Credit Card?
To apply for the SWIGGY HDFC Bank Credit Card, visit the 'Credit Cards' section on our website, select the card, and fill out the application form with the required details.
What is the credit limit for SWIGGY HDFC Bank Credit Card?
The credit limit for the SWIGGY HDFC Bank Credit Card can go up to Rs. 5 Lakhs depending on your income and credit profile.
How do I earn rewards with the SWIGGY HDFC Bank Credit Card?
You earn rewards through monthly points based on your eligible transactions made with the card, primarily on Swiggy orders.
Can I withdraw cash using the SWIGGY HDFC Bank Credit Card?
Yes, you can withdraw cash with a cash advance fee of 2.5% or Rs. 500, whichever is higher.
Is the SWIGGY HDFC Bank Credit Card lifetime free?
No, the card has a joining and annual fee of Rs. 499 + applicable taxes, but the renewal fee can be waived on spending Rs. 1,00,000 annually.
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Joining Fees
₹ 750 + GST
Annual Percentage Fee
49.99%
Annual Fees
₹ 750 + GST
Reward Point Value
1 RP = Rs. 0.25
