Ultimate Credit Card


Card Type:

The Ultimate Credit Card offers unparalleled rewards, exclusive privileges, and extensive travel benefits, crafted to elevate your lifestyle and financial management.

Key Highlights of Ultimate Credit Card

  • Welcome bonuses including complimentary flight tickets.
  • Exclusive access to luxury airport lounges globally.
  • High reward points for every spend across categories.
  • Annual fee waiver on spending above Rs. 2 Lakhs.

Features & Benefits of Ultimate Credit Card

Discover the exclusive features of the Ultimate Credit Card:

Welcome Benefits

  • Enjoy bonus reward points upon activation.
  • Complimentary flight tickets on reaching specific spends.

Reward Program

  • 5 reward points for every Rs. 100 spent on all categories.
  • Special bonus points for travel and dining transactions.

Travel Benefits

  • Unlimited complimentary lounge access at international airports.
  • Travel insurance coverage for trip cancellations.

Ultimate Credit Card Fees & Charges

  • Joining Fee: Rs. 1,000
  • Annual Fee: Rs. 1,000 (waived on annual spends above Rs. 2 Lakhs)
  • Interest on outstanding balance: 3.25% per month
  • Cash advance fee: Rs. 300 per Rs. 10,000
  • Foreign currency markup: 3.5%

Eligibility for Ultimate Credit Card

  • Primary cardholder should be aged between 21 and 65 years.
  • Annual income of Rs. 6 Lakhs or above.

Documents Required

  • Proof of identity: Aadhaar, PAN Card, Passport, etc.
  • Proof of address: Aadhaar, Utility Bill, Passport, etc.
  • Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

  • Redeem reward points for exclusive products, travel, and experiences through the Ultimate rewards portal.

How to Apply for Ultimate Credit Card?

  • Visit the bank's website, fill out the application form, and provide necessary details.
  • An Ultimate representative will contact you to finalize the process.

Ultimate Credit Card FAQs

Can I use my Ultimate Card for cash withdrawals?

Yes, you can withdraw cash up to your limit. A cash advance fee of Rs. 300 per Rs. 10,000 will apply.

How can I redeem my reward points?

Redeem your points for exclusive products, travel, and experiences on the Ultimate rewards portal.

Can I increase my Ultimate Credit Card limit?

Consistent usage and timely payments make you eligible for a credit limit increase, evaluated by the bank based on your profile.

What should I do if I lose my Ultimate Credit Card?

Immediately report the loss to customer service to block your card and prevent unauthorized use.