HDFC Biz First Rupay Credit Card
Card Type : 
The HDFC Biz First Rupay Credit Card is tailored for business professionals, providing a range of benefits including cashback on various business expenses, fuel surcharge waivers, and additional rewards on specific categories.
Key Highlights of HDFC Biz First Rupay Credit Card
The key highlights of the HDFC Biz First Rupay credit card are:
| Joining Fee | Rs. 500 + applicable taxes |
| Annual Fee | Rs. 500 + applicable taxes |
| Key Benefits | Earn cashback on business-related expenses and access to exclusive offers. |
| CashPoints | 5X CashPoints on travel bookings, 3X on dining, and 2X on other categories. |
| Welcome Benefits | 300 CashPoints on payment of membership fee |
| Foreign currency transaction fee | 3.5% of the transaction value |
| Age | 21 to 65 years |
Features & Benefits of HDFC Biz First Rupay Credit Card
CashPoints
- 5X CashPoints on travel bookings made through partnered platforms.
- 3X CashPoints on dining transactions at select restaurants.
- 2 CashPoints for every Rs. 150 spent on other categories (excluding fuel and wallet loads).
- 1 CashPoint = Rs. 0.25.
- Effective from 01.01.2023, cashback on rent payments & government-related transactions will not be applicable.
- 300 CashPoints as a welcome gift on payment of the membership fee.
- Up to Rs. 1,000 in gift vouchers for quarterly spends exceeding Rs. 50,000.
- 1% fuel surcharge waiver on fuel transactions above Rs. 400 and below Rs. 5,000.
- Maximum waiver available is Rs. 250 per statement cycle.
- Convert high-value purchases into easy EMIs over 6 to 24 months.
- Zero liability on lost or stolen cards.
- Up to 50 days of interest-free period from the date of purchase.
- Joining membership fee: Rs. 500 + applicable taxes.
- Renewal membership fee: Rs. 500 + applicable taxes. Waived on spending Rs. 50,000 or above annually.
Welcome & Milestone Benefits
Fuel Surcharge Waiver
Other Benefits
Joining & Annual Fees
HDFC Biz First Rupay Credit Card FAQs
How to apply for HDFC Biz First Rupay Credit Card?
Check your eligibility for the HDFC Biz First Rupay Credit Card. Go to the ‘Credit Cards’ tab and select your preferred card. Enter all the required details.
What is the limit of HDFC Biz First Rupay Credit Card?
The credit limit for the HDFC Biz First Rupay card can go up to Rs. 2 Lakhs based on income and creditworthiness.
How do I earn cashback with the Biz First card?
You earn cashback through CashPoints on eligible transactions.
Can I withdraw cash using the HDFC Biz First Rupay Credit Card?
Yes, you can withdraw cash with a cash advance fee of 2.5% or Rs. 500, whichever is higher.
Is the HDFC Biz First Rupay card lifetime free?
No, it has a joining and annual fee of Rs. 500 + applicable taxes, but the renewal fee can be waived on spending Rs. 50,000 annually.
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Joining Fees
₹ 500 + GST
Annual Percentage Fee
52.86%
Annual Fees
₹ 500 + GST
Reward Point Value
1 RP = Rs. 0.20
