ICICI Emeralde Credit Card


Card Type:

The ICICI Emeralde Credit Card offers unparalleled lifestyle benefits, designed for those who seek premium rewards and experiences. Discover a world of exclusive privileges and conveniences with minimal fees.

Key Highlights of ICICI Emeralde Credit Card

  • Exclusive rewards on dining, travel, and luxury shopping.
  • Complimentary access to global airport lounges.
  • Personalized concierge and travel assistance services.
  • Annual fee waived on yearly spends above Rs. 15 Lakhs.

Features & Benefits of ICICI Emeralde Credit Card

Explore the exclusive benefits offered:

Welcome Benefits

  • Receive 25,000 reward points upon activation of the card.

Reward Program

  • 10 reward points for every Rs. 100 spent on dining and travel.
  • 5 reward points on other purchases.

Travel Benefits

  • Complimentary lounge access across major airports worldwide.
  • Global travel insurance for cardholders.

ICICI Emeralde Credit Card Fees & Charges

  • Joining Fee: Rs. 12,000
  • Annual Fee: Rs. 12,000 (waived on yearly spends above Rs. 15 Lakhs)
  • Interest on outstanding balance: 3.25% per month
  • Cash advance fee: Rs. 250 per Rs. 10,000
  • Foreign currency markup: 3.5%

Eligibility for ICICI Emeralde Credit Card

  • Primary cardholder must be aged between 21 and 65 years.
  • Annual income should be Rs. 20 Lakhs or more.

Documents Required

  • Proof of identity: Aadhaar, PAN Card, Passport, etc.
  • Proof of address: Aadhaar, Utility Bill, Passport, etc.
  • Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

  • Redeem points for flights, hotels, luxury items, and more via the ICICI Bank rewards portal.

How to Apply for ICICI Emeralde Credit Card?

  • Visit the ICICI Bank website, fill out the application form, and submit necessary details.
  • An ICICI representative will contact you for verification and further processing.

ICICI Emeralde Credit Card FAQs

Can I withdraw cash using my Emeralde Credit Card?

Yes, cash withdrawals are allowed up to the assigned limit, with fees of Rs. 250 per Rs. 10,000 withdrawn.

How can I redeem my reward points?

Rewards can be redeemed for travel, luxury products, and more through ICICI Net Banking.

How can I increase my credit limit?

Regular usage and timely payments can increase your eligibility for a limit increase. ICICI Bank will evaluate your profile accordingly.