Air India SBI Signature Credit Card

Best for: Rewards & Travel

Card Type :

The Air India SBI Signature Credit Card is a premium travel credit card designed for frequent flyers, especially those who regularly travel with Air India. It offers exclusive benefits related to air travel, including complimentary membership to Air India's frequent flyer program, accelerated rewards for booking flights, and a host of travel-related perks such as lounge access and insurance coverage. Additionally, the card provides reward points that can be redeemed for Air India tickets, upgrades, and other services.

Key Features & Benefits

Joining Fee: ₹1,499 (plus applicable taxes)
Annual Fee: ₹4,999 (waived off if you spend ₹10 lakh or more in the previous year)
Interest Rate: Up to 3.50% per month or 42% annually on outstanding balances
Cash Advance Fee: 2.5% of the withdrawn amount (minimum ₹500)
Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500 and ₹4,000, capped at ₹250 per billing cycle
Late Payment Fee: Ranges from ₹0 to ₹1,300, depending on the outstanding balance

Welcome Gift

20,000 Reward Points:

  • As a welcome benefit, the card offers 20,000 reward points, which can be redeemed for Air India flights. These points are credited after the payment of the joining fee and upon spending a certain amount within the first 90 days.
  • Air India Frequent Flyer Benefits

    Complimentary Air India Frequent Flyer Program Membership:

  • The card provides free membership to Air India's Frequent Flyer Program, "Flying Returns." You can link the card to your Flying Returns account to earn more points on flight bookings and use those points for rewards such as flight tickets or class upgrades.
  • Faster Points Accumulation:

  • Earn 30 reward points for every ₹100 spent on Air India flight bookings via the official Air India website.
  • Reward Redemption for Flights:

  • The reward points earned through the card can be redeemed for Air India flight tickets and services such as upgrades. This makes it easier for regular Air India travelers to save on future travel costs.
  • Reward Points on Other Categories

  • 10 Reward Points per ₹100 Spent on dining, groceries, departmental stores, and other retail categories. This is applicable to both domestic and international purchases.
  • 1 Reward Point for Every ₹100 Spent on all other purchases, ensuring that you accumulate points on every transaction.
  • Annual Milestone Benefits

    Bonus Reward Points:

  • Earn 5,000 reward points when you spend ₹5 lakh annually. On spending ₹10 lakh in a year, you receive an additional 15,000 reward points. These milestone benefits are ideal for high spenders, giving you even more points to redeem for Air India flights and upgrades.
  • Travel Benefits

    Airport Lounge Access:

  • Enjoy complimentary access to both domestic and international airport lounges. The card provides access to a variety of lounges across airports, allowing you to relax in style before your flight.
  • Priority Check-in and Extra Baggage Allowance:

  • Cardholders are entitled to priority check-in at select Air India counters and may enjoy extra baggage allowance on Air India flights. These perks enhance the overall travel experience for frequent Air India flyers.
  • Insurance Coverage

  • The Air India SBI Signature Credit Card comes with comprehensive travel insurance coverage, which includes:
    • Air accident insurance of ₹1 crore
    • Lost baggage insurance of up to ₹1 lakh
    • Delayed baggage insurance of up to ₹75,000
    • Loss of travel documents insurance of up to ₹12,500
    • Card liability cover in case of card loss or theft, ensuring peace of mind during your travels

SBI Signature Credit Card FAQs

Why Choose the Air India SBI Signature Credit Card?

The Air India SBI Signature Credit Card is tailored for high-spending travelers who frequently fly with Air India. Its benefits, including accelerated rewards on Air India bookings, complimentary lounge access, priority check-in, and extra baggage allowance, make it a valuable companion for both domestic and international travelers. The comprehensive insurance coverage further adds to the security of your travels.

Who Should Get This Card?

The Air India SBI Signature Credit Card is ideal for:

  • Frequent Air India Flyers: If you frequently fly with Air India, the accelerated reward points and airline-specific benefits make this card highly rewarding.
  • Frequent Travelers: With complimentary airport lounge access, travel insurance, and global acceptance, this card suits frequent travelers who want to enhance their travel experience.
  • High Spenders: The milestone rewards and annual fee waiver make this card especially beneficial for those with high annual spending.

How to Apply for the Air India SBI Signature Credit Card

You can apply for this card online via the SBI Card website or through Air India’s platform. Offline applications are also available at select SBI branches. The eligibility criteria typically include:

  • A good credit score (usually above 750)
  • Age between 21 to 60 years
  • Proof of a stable income (salaried or self-employed)

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