Features & Benefits of IndusInd Legend Credit Card

Welcome Benefits:

• Choose from an exquisite collection of watches, jewellery, writing instruments, leather goods and eyewear from Montblanc.
• With the Luxe Gift Card, get access to 30+ global luxury and premium brands with a presence of 360+ stores across 30 cities in India.
• A collection of intimate luxury hotels in holiday destinations across India from The Postcard Hotels. For reservations, call on +91 7999555222 or email to sales@postcardresorts.com.
• With Vouchagram, enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Apollo Pharmacy, Zee5, Ola, Uber, etc.
• With Vouchagram Premium, enjoy various discount vouchers from multiple brands like Pantaloons, Hush Puppies, Bata, Raymond, etc.

Travel Insurance Cover

• Lost baggage: Rs. 1,00,000
• Delayed baggage: Rs. 25,000
• Loss of passport: Rs. 50,000
• Lost ticket: Rs. 25,000
• Missed connection: Rs. 25,000
• Complimentary air accident coverage: Up to Rs. 25 Lakhs

Rewards Program

• Get 1.5 reward points for spending every Rs. 150.
• Effective from 1st April 2018, fuel transactions will not accrue reward points on the IndusInd Bank credit card.
• From 1st August 2019, the rewards program will be revised for select merchant categories.
• Accumulated reward points can be redeemed against Airline miles on InterMiles/Vistara, Cash Credit or IndusMoments.
• From 01.01.2024, the value of non-cash redemptions (excluding airmiles) will be 1 RP = Rs. 0.50.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver at any petrol pump within India.
• Applicable on transactions between Rs. 400 to Rs. 4,000 only.
• The waiver can be availed only if the payment is made via an IndusInd Bank credit card.
• IndusInd Bank reserves the right to decide a cap on the maximum value/ number of fuel transactions permitted in a month.
• Service tax levied on fuel surcharge (if any) will not be waived.
• Fuel transactions will not accrue reward points.

Fee and Charges of IndusInd Platinum Visa Credit Card

• Joining fee: Rs. 3,000.
• Annual fee: Nil
• Add-on credit card fee: Nil.
• Interest charge: 3.83% per month.
• Cash withdrawal charges: 2.5% of the withdrawal amount or Rs. 300, whichever is higher.
• Late payment charges: Up to Rs. 1,300.
• Cash payment fee (over the counter): Rs. 100.
• Over-limit charges: 2.5% of the over-limit amount (minimum Rs. 500).
• Cheque return or bounce charges: Rs. 250 per return
• Foreign currency markup fee: 3.5%.
• Re-issue of lost or stolen card: Rs. 100
• Duplicate statement request charge: Rs. 100 per statement (beyond the last 3 months).

IndusInd Platinum Visa Credit Card Eligibility Criteria

If you want an IndusInd Bank Platinum Visa credit card, you will have to meet the following criteria:

• Applicants must be Indian residents between the age group of 18 to 65 years.
• Applicants should be salaried or self-employed.
• Applicants must have an active credit history.

Documents Required for IndusInd Platinum Visa Credit Card

• KYC documents: Aadhaar Card, PAN Card, and a recent photograph.
• Other acceptable address proofs (if the communication address is different from your Aadhaar Card): Voter ID, Driving License, Passport, etc.
• Income proof for salaried applicants: Bank statements, salary slips or other bank’s credit card details for the last 3 months
• Income proof for self-employed applicants: Recent ITR or other bank’s credit card details

Documents Required for IndusInd Platinum Visa Credit Card

• On the preferred credit card page, click on the ‘Apply Now’ button.
• Enter your basic details.
• Basis your details, the bank will fetch the best offer for you.
• You will be required to sign the application digitally and complete an instant video KYC to complete the process.