Features & Benefits of IndusInd Aura Credit Card

Welcome Benefits:

• Bonus reward points on your first transaction or after meeting a certain spending threshold.
• Access to luxury dining experiences and exclusive offers at premium restaurants.
• Complimentary access to select domestic and international airport lounges.

Travel Insurance Cover

• Medical emergency coverage, trip cancellation, and baggage loss when tickets are booked using the card.

Rewards Program

• Earn 4 reward points for every ₹100 spent on dining, travel, and international purchases.
• Redeem points against airline miles, cash credits, or various gifts through the rewards portal.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver at any petrol pump in India, applicable on transactions between ₹400 to ₹4,000.

Fees and Charges of IndusInd Aura Credit Card

• Joining Fee: Rs. 3,000.
• Annual Fee: Nil.
• Add-on Credit Card Fee: Nil.
• Interest Charge: 3.83% per month.
• Cash Withdrawal Charges: 2.5% of the withdrawal amount or ₹300, whichever is higher.
• Late Payment Charges: Up to ₹1,300.
• Foreign Currency Markup Fee: 3.5%.

IndusInd Aura Credit Card Eligibility Criteria

To apply for the IndusInd Aura Credit Card, you must meet the following criteria:

• Applicants must be Indian residents aged between 21 to 65 years.
• Applicants should be salaried or self-employed.
• Applicants must have an active credit history.

Documents Required for IndusInd Aura Credit Card

• KYC documents: Aadhaar Card, PAN Card, and a recent photograph.
• Other acceptable address proofs (if the communication address is different from your Aadhaar Card): Voter ID, Driving License, Passport, etc.
• Income proof for salaried applicants: Bank statements, salary slips, or other bank’s credit card details for the last 3 months.
• Income proof for self-employed applicants: Recent ITR or other bank’s credit card details.

How to Apply for IndusInd Aura Credit Card

• Visit the preferred credit card page and click on the ‘Apply Now’ button.
• Enter your basic details.
• Based on your details, the bank will fetch the best offer for you.
• You will be required to sign the application digitally and complete an instant video KYC to finish the process.