HSBC Live+ Credit Card
Card Type :
HSBC Live+ Credit Card makes your every shopping and dining transaction rewarding with attractive cashback. This cashback card offers 10% accelerated cashback on all dining, food delivery, and grocery spends and 1.5% unlimited cashback on most other spends. The card also offers Rs. 1,000 cashback and Amazon eGift Voucher worth Rs. 250 as joining benefits. All these benefits come with an affordable joining and annual fee of Rs. 999. The Live+ Credit Card is previously known as HSBC Cashback Credit Card.
Key Highlights of HSBC Live+ Credit Card
The key details of the HSBC Live+ or Cashback card are given in the following table:
| Features | Details |
| Best for | Shopping and dining |
| Joining fee | Rs. 999/- |
| Annual fees | Rs. 999/- (waived off on Rs. 200,000 on annual spends) |
| Welcome benefits | Rs. 1,000 cashback on spending Rs. 20,000 within the first 30 days of getting the card & Rs. 250 Amazon Voucher |
| Cashback | 10% cashback on dining & food delivery across India and groceries |
| Required age | 18 to 65 years |
Features & Benefits of HSBC Live+ Credit Card
The key HSBC Cashback Credit Card benefits and features:
- Offer valid on spending Rs. 20,000 within the first 30 days of getting the card
- This offer does not apply to Corporate Cardholders, who apply for a Live+ Credit Card between 12 July 2024 to 31 December 2024 (Offer Period)
- Cardholders who have not repaid their minimum payment due within 30 days of the payment due date will not be eligible.
- Cardholders with updated KYC details with the bank are eligible.
- Get an Amazon eGift Voucher worth Rs. 250 when you apply online and complete your application with video self-verification. Offer valid till 31 August 2024.
- 10% cashback on dining & food delivery across India.
- 10% cashback on groceries.
- 1.5% unlimited cashback at other retail purchases.
- 1.5% unlimited cashback on binging movies & shows at home or at the cinema.
- 1.5% unlimited cashback in selected categories at home & when you are travelling abroad.
- Up to 15% off with Live+ Dining Programme & 10% cashback on dining and food delivery spends.
- Annual fee of Rs. 999 can be waived on spending more than Rs. 2,00,000 per year.
- Get HSBC’s exclusive dining programme and curated offers on the Visa Digital Concierge app
- Activate both primary and supplementary cards correctly on the HSBC India app
- Age between 18 to 65 years.
- Minimum annual income of Rs. 4 Lakhs for salaried individuals
- Indian resident
- Reside in either Gurgaon, Chennai, Delhi NCR, Noida, Pune, Bangalore, Hyderabad, Mumbai, Jaipur, Kochi, Chandigarh, Coimbatore, Kolkata, or Ahmedabad
- The latest salary slip (for salaried employees)
- The front side of the credit card and the latest credit card statement (if already using another credit card)
- Proof of residence, identity proof, and PAN Card
- Click on the "Apply Now" button
- You will be redirected to the HSBC Bank website
- Fill in the required details and submit.
- If you are looking to apply for a cashback credit card at affordable joining and annual fees, HSBC Live+ can be a good option. This credit card is best suited for those who want cashback on all their purchases and transactions along with complimentary access to domestic airports.
Welcome Benefit
Download and login to the HSBC India mobile app and get Rs. 1,000 cashback.
Cashback
Dining Benefits
Other Benefits
HSBC Live+ Credit Card Eligibility Criteria
HSBC Live+ Credit Card Documents Required
How to Apply for HSBC Live+ Credit Card?
Conclusion
HSBC Live+ Credit Card FAQs
What is the limit of HSBC Cashback credit card?
The HSBC Cashback Card’s credit limit is given at the discretion of the bank. The bank will conduct thorough checks before assigning you a specific limit.
Who can apply for HSBC cashback credit card?
Anyone who meets the following eligibility criteria can apply for an HSBC Cashback Credit Card:
Can it be used for foreign transactions?
You can use this card for foreign transactions at no extra charge. However, the bank will charge the applicable currency conversion rate in the country you make your transaction.
Are there any reward points earned on this card?
No, there are no reward points earned on this card, however, you are eligible to earn the following cashback.Unlimited cashback on all transactions.
Will the earned cashback be credited to my credit card account?
Yes, the accumulated cashback will be credited to your credit card account within 45 days of the card statement date.
Is there any welcome offer available on the HSBC Cashback card?
Yes. You get a chance to win Amazon e-gift voucher worth Rs. 250 on completing the online credit card application and Video KYC. Also, you can avail of the following introductory offers on a minimum transaction of Rs. 2,500 within 30 days of card issuance (valid from 1 Jan 2023 till 15 April 2023):
What is the maximum limit for 10% cashback on dining, food delivery and grocery spends?
The maximum limit for cashback on dining, food delivery and grocery spends is collectively capped at Rs. 1,000 for each billing cycle.
Does HSBC Bank Cashback Credit Card offer annual fee waiver?
Yes, the annual fee of Rs. 999 can be waived if you spend more than Rs. 2,00,000 per year.
What is the maximum limit for 10% cashback on dining, food delivery and grocery spends?
The maximum limit for cashback on dining, food delivery and grocery spends is collectively capped at Rs. 1,000 for each billing cycle.
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Best for:Shopping & Fuel
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Joining Fees
₹ 500 + GST
Annual Percentage Fee
52.86%
Annual Fees
₹ 500 + GST
Reward Point Value
1 RP = Rs. 0.20
