SBI General Insurance
SBI General Insurance offers a wide array of insurance products across health, motor, travel, and home segments, ensuring comprehensive protection for individuals and families.
Key Highlights of SBI General Insurance
Key highlights of SBI General Insurance include:
| Sum Insured | Up to Rs. 1 Crore |
| Policy Term | 1 year / 2 years / 3 years |
| Coverage Type | Individual and Family Floater options available. |
| Pre & Post Hospitalization | Coverage for up to 60 days before and 90 days after hospitalization. |
| No Claim Bonus | Up to 50% increase in sum insured for every claim-free year. |
| Network Hospitals | Access to over 3,000+ network hospitals across India. |
| Age Limit | Policy available for individuals aged 18 to 65 years. |
Features & Benefits of SBI General Insurance
Comprehensive Coverage
- Hospitalization coverage for a variety of treatments.
- Cashless treatment available at network hospitals.
- Annual health check-ups and coverage for daycare procedures.
- Single sum insured that covers the whole family with discounts on family policies.
- Access to health programs and lifestyle rewards.
- Short waiting period for pre-existing diseases coverage.
- Ambulance expense coverage up to a specific limit.
Family Floater Option
Wellness Benefits
Additional Benefits
SBI General Insurance FAQs
How to apply for SBI General Insurance?
Visit our website, select your desired insurance plan, and fill out the application form with required details.
What is the waiting period for pre-existing conditions?
The waiting period ranges from 2 to 4 years, depending on the condition and policy chosen.
Does SBI General Insurance offer maternity cover?
Maternity cover is available as an add-on with a specified waiting period.
Can I port my existing insurance to SBI General Insurance?
Yes, you can port your existing policy to SBI General Insurance by following the porting process.
What are the exclusions in the policy?
Exclusions include cosmetic procedures, self-inflicted injuries, and treatments not prescribed by a licensed doctor.
