Features & Benefits of Rupay Platinum Credit Card

Welcome Benefits:

• Bonus reward points on your first transaction or after meeting a specific spending threshold.
• Exclusive offers and discounts at various partner merchants.
• Complimentary access to select domestic airport lounges.

Travel Insurance Cover

• Coverage for medical emergencies, trip cancellations, and baggage loss when bookings are made using the card.

Rewards Program

• Earn 5 reward points for every ₹100 spent on shopping; 1 point for every ₹100 spent on other purchases.
• Redeem points against a variety of gifts, vouchers, or discounts at partner merchants.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver applicable on transactions between ₹400 to ₹4,000 at any petrol station across India.

Fees and Charges of Rupay Platinum Credit Card

• Joining Fee: Rs. 1,500.
• Annual Fee: Nil.
• Add-on Credit Card Fee: Nil.
• Interest Charge: 3.25% per month.
• Cash Withdrawal Charges: 2.5% of the withdrawal amount or ₹300, whichever is higher.
• Late Payment Charges: Up to ₹1,000.
• Foreign Currency Markup Fee: 3.5%.

Rupay Platinum Credit Card Eligibility Criteria

To apply for the Rupay Platinum Credit Card, you must meet the following criteria:

• Applicants must be Indian residents aged between 21 to 65 years.
• Applicants should be salaried or self-employed.
• Applicants must have a good credit history.

Documents Required for Rupay Platinum Credit Card

• KYC documents: Aadhaar Card, PAN Card, and a recent photograph.
• Other acceptable address proofs (if the communication address is different from your Aadhaar Card): Voter ID, Driving License, Passport, etc.
• Income proof for salaried applicants: Recent bank statements, salary slips, or other bank’s credit card details for the last 3 months.
• Income proof for self-employed applicants: Recent ITR or other bank’s credit card details.

How to Apply for Rupay Platinum Credit Card

• Visit the credit card application page and click on the ‘Apply Now’ button.
• Fill in your basic details as required.
• Based on your details, the bank will fetch the best offer for you.
• You will need to sign the application digitally and complete the KYC process online.