Simply Click Credit Card

Best for: Rewards

Card Type :

SBI SimplyClick is a perfect all-in-one credit card for online shoppers. Grab 10X rewards points at Apollo 24/7, BookMyShow, Cleartrip, Domino's, Myntra, Netmeds, Swiggy & Yatra. 5X rewards on all other online spends. With each card swipe you enjoy amazing deals, discounts & value back offers daily.

SBI Smiply Click Credit Card Features

Welcome Gift:

As you join SimplyCLICK SBI Card, you get a welcome voucher from Amazon.in worth 500.

Terms & condition:

It is a one-time welcome offer by the SBI Card and valid for 12 months from the day of joining. You become eligible for the offer only after the payment of the annual membership fee of 499. The Voucher cannot be redeemed in parts or in currency.

Reward Points:

As the name suggests, you earn on every simple click for online purchase via your SImplyCLICK SBI card. You get:

  • 10X reward points on e-spends with 8 exclusive partners*, i.e., Apollo 24/7, BookMyShow, Cleartrip, Domino's, Myntra, Netmeds, Swiggy and Yatra. It is one of the best shopping credit card.
  • 5X rewards on all other online spends.
  • 100 spent online on all other websites, earn 1 to you.
  • Get e-Vouchers worth 2,000 each on 1 lakh & 2 lakh annual online spends
  • e-Voucher Brand : Cleartrip / Yatra

SBI Simply Click Credit Card Fees and Charges

Annual Fee: Rs. 499/-
Renewal Fee: Rs. 499/- (Fee reversal on Rs. 1 Lakh spends in the previous year)
Add-on Fee (per annum): NIL
Finance Charges: 3.35% p.m. (42% p.a.)
Overlimit 2.5% of overlimit amount or Rs.600 (whichever is higher)
Cash Advance Fee: A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs or international ATMs
Cash Payment Fee: Rs.250 + applicable taxes

SBI Simply Click Credit Card Benefits

  • Fuel Surcharge Waiver
  • With SimplyCLICK SBI Card you are eligible for 1% fuel surcharge waiver for each transaction between 500 & 3000 (exclusive of GST & all other applicable charges)

  • Contact less Advantage Fast & convenient:
  • With SimplyCLICK SBI Card your daily purchases are convenient and fast. You enjoy contactless transactions, i.e., you need not hand over the card to make the purchase. Simply wave your card for everyday small purchases such as buying a ticket.

  • Security
  • Your SimplyCLICK SBI Card is accepted at over 24 million outlets across the globe, including 3,25,000 outlets in India. Use your card at any outlet that accepts Visa or MasterCard.

  • Add-on Cards
  • With SimplyCLICK SBI Card, you can apply for add-on cards for your family, including your parents, spouse, children or siblings. The members should be above 18 years of age.

  • Cash on the Go
  • You can swipe your card to withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.

  • Flexipay
  • With Flexipay, you can easily convert your transactions of 2,500 or above into easy EMIs within 30 days of making the purchase. You get complete freedom to choose the EMI plan according to your repayment capacity. The EMIs can be as low as 52 per 1,000.

  • Easy Money
  • With Easy Money facility, you can get doorstep delivery of a draft or cheque against your cash limit. All you need is to Log in with your username and password to sbicard.com to book for Easy Money facility

    How to Avail the Benefit of Maximum Reward Points

  • The benefits and list of partner websites may change without prior notice. Kindly check the latest offers before availing the card.
  • You are eligible for rewards only when payment is made using SimplyCLICK SBI Card. Wallet transactions do not earn you 10X Reward Points.
  • Refer Rewards Catalogue to redeem your Credit Card Reward Points.
  • All other credit card facilities such as Cash Advance, Balance Transfer, Encash, Flexipay and Fuel transactions are not part of the Reward Points Program.
  • Eligibility for SBI SimplyCLICK Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements
  • Documents required for SBI SimplyCLICK Credit Card

  • KYC fulfilment: Passport/ Voter's ID Card/ Driving License/ Aadhaar Card/ NREGA Card/ PAN Card
  • Address proof: Aadhar Card/ Utility Bills/ Ration Card/ Passport
  • ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
  • Income Proof: Last 3 Salary slips / bank statements
  • How to Apply for SBI SimplyClick Credit Card?

  • Start Online Credit Card application process here.
  • Fill form & share required details correctly.
  • Verify mobile number using OTP received.
  • Choose SBI SimplyCLICK Credit Card from list.
  • Click on eConnectwithBank.
  • Your application for SBI SimplyCLICK Credit Card on mymoneymantra.com is completed.

SBI SimplyCLICK Credit Card FAQs

How do I apply for SimplyCLICK SBI Card?

To apply for an SBI Credit Card of your choice, fill the credit card application form on MyMoneyMantra website and get directed to exclusive cards listing page. Herein, click on the SimplyCLICK SBI Card. You will be directly connected with

How does the Card Provider determine my credit limit?

The SBI Card evaluates your Credit Limit and Cash Limit on the basis of its internal risk policy, SBICPSL. Add-on card holders get the same limits as the primary account holder. The details are shared in every credit card statement

Are there any additional fees and charges applicable on SimplyCLICK SBI Card?

There is no add-on fee on your SimplyCLICK SBI Card. All you need to pay is a one-time, annual fee of 499. A renewal fee of 499 is levied from the second year onwards. The renewal fee is waived off for those whose annual spends are 1,00,000 and above.

What is the limit for a cash advance on my credit card?

You can apply for a cash advance up to 80% of the available credit limit, wherein a maximum limit is 12,000 per day. The interest will be levied from day one, and there is no free credit period on credit advance.

How would SimplyCLICK SBI Card affect my CIBIL Score?

As you avail a credit card, the SBI Card is required to report the credit history to the CIBIL on a periodic basis. Thus if you maintain a positive history, it will positively affect your report and vice versa.

How do I report stolen card or contact the SBI Credit Card Customer Care?

When your credit card is lost, stolen or broken, you must instantly block the card and request SBI Card to re-issue a replacement card. The request can be made by any of the following methods.

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