ICICI Sapphiro Credit Card


Card Type:

The ICICI Sapphiro Credit Card is your gateway to luxury experiences, offering exclusive travel, dining, and lifestyle privileges. Enjoy tailored benefits and rewards with nominal fees.

Key Highlights of ICICI Sapphiro Credit Card

  • Complimentary lounge access at domestic and international airports.
  • Exclusive dining and shopping offers globally.
  • Comprehensive travel insurance and concierge services.
  • Annual fee waived on yearly spends above Rs. 6 Lakhs.

Features & Benefits of ICICI Sapphiro Credit Card

Discover the premium features of Sapphiro:

Welcome Benefits

  • Earn 10,000 reward points upon card activation.

Reward Program

  • 6 reward points for every Rs. 100 spent on dining and travel.
  • 3 reward points on all other purchases.

Travel Benefits

  • Complimentary access to select airport lounges globally.
  • Exclusive travel insurance and emergency assistance.

ICICI Sapphiro Credit Card Fees & Charges

  • Joining Fee: Rs. 6,000
  • Annual Fee: Rs. 6,000 (waived on yearly spends above Rs. 6 Lakhs)
  • Interest on outstanding balance: 3.25% per month
  • Cash advance fee: Rs. 300 per Rs. 10,000
  • Foreign currency markup: 3.5%

Eligibility for ICICI Sapphiro Credit Card

  • Primary cardholder must be aged between 21 and 60 years.
  • Annual income should be Rs. 15 Lakhs or more.

Documents Required

  • Proof of identity: Aadhaar, PAN Card, Passport, etc.
  • Proof of address: Aadhaar, Utility Bill, Passport, etc.
  • Proof of income: Salary slips, Form 16, bank statements.

Reward Redemption

  • Redeem points for flights, luxury items, and more via the ICICI rewards portal.

How to Apply for ICICI Sapphiro Credit Card?

  • Visit the ICICI Bank website, complete the application form, and provide required details.
  • ICICI Bank will reach out to verify and finalize your application.

ICICI Sapphiro Credit Card FAQs

Can I withdraw cash using my Sapphiro Credit Card?

Yes, you can withdraw cash up to the allowed limit. Cash advance fees of Rs. 300 per Rs. 10,000 apply.

How can I redeem my reward points?

Redeem your points for travel, shopping, and more through ICICI's rewards portal.

How can I increase my credit limit?

Maintain regular usage and timely payments for eligibility to request a limit increase. ICICI will evaluate your profile accordingly.