IndusInd Legend Credit Card

Whether you travel for pleasure or business, comfort and convenience will be the top priority. As an IndusInd Bank Signature Legend Credit Cardholder, you will be assured of the best during your travel or even otherwise. You get exemplary concierge service and auto assist service that will take care of all your travel issues. Your travel will be a pleasure with the IndusInd Legend Credit Card.

Key Highlights of IndusInd Legend Credit Card

• It is a premium card suited for individuals who love to travel in style.
• Eligibility criteria are simple and can be easily complied with.
• The IndusInd Credit Card is accepted at over 10 million merchant establishments globally.
• An add-on card facility for your business expenses will help you keep track of your business expenses.
• Reward points for every expense incurred while shopping and travelling.
• Unbeatable offers and discounts when you travel.
• Auto Assist will bring you out of any situation like a flat tyre, loss of keys, fuel supply, battery recharge and much more.
• Total Protect provides cover for any liability created out of fraudulent transactions on your credit card to the extent of the primary card as well as the add-on card credit limit.

IndusInd Legend Credit Card Features & Benefits

Welcome Gifts

• Gift vouchers from premium brands like Oberoi hotels, hush puppies, Luxe Gift Card, Louis Phillipe, Charles & Keith etc., on enrolling for the IndusInd Legend Credit Card.

Reward Points

• One reward point for every Rs.100/- spent on weekdays and two reward points for every Rs. 100/- spent on weekends.

Add on the card for business expenses

• You can now keep track of your business expenses and personal expenses separately with the IndusInd Signature Legend Add-on Business Card. The credit card statement will show the business expenses separately.

Online year-end summary

• An online year-end summary at the end of the financial year will be provided to monitor your yearly expenses. This will be highly beneficial for tax filing preparations. It will have all the details like month-on-month spends, the merchant category, transaction date, amount, and merchant name. Personal, business, and add-on card expenses will be shown separately for further convenience.

24x7 Concierge Service

• Flight and hotel bookings
• Deliver special gifts or flowers to anyone across the world
• Keeps you informed about workshops by prominent personalities and also makes arrangements for reservations for the workshop.
• Takes care of sports and entertainment bookings

Legend Auto Assist

• Flat Tyre
• Key Locked Inside-You do not have to be worried about being stuck with the key locked inside. Legend Auto Assist will provide you with immediate assistance.
• Emergency Towing Service

Eazy Diner Membership

• 25% to 50% discount at premium bars and restaurants.
• Complimentary cake or dessert at select restaurants on special occasions like birthdays or anniversaries.
• 50% discount on a takeaway birthday or anniversary cake once during the birthday or anniversary month.

Travel Insurance

• Provides insurance cover for the following
• Loss of Baggage: Cover up to Rs. 1.00 lakh’
• Delayed baggage: Cover up to Rs. 25000/-
• Loss of ticket: Cover up to Rs. 25000/-
• Missed connection: Cover up to Rs. 25000/-
• Loss of Passport: Cover up to Rs. 50000/-
• EMI choices will be 6,12,18, and 24 months. If you choose the EMI option, you will have to press the button till the desired EMI option is shown. For instance, press once for six months, once again for 12 months and so on till you reach the option you desire.

Other Benefits

• Gain access to premium golf clubs and golf courses.
• Enjoy complimentary golf lessons and golf games at premium golf clubs in select cities.
• Book a movie ticket on BookMyShow and get one ticket free for up to 3 tickets in a month
• Select the F&B option while booking movie tickets on BookMyShow and get an additional discount of Rs. 50/-
• Access to over 600 airport lounges worldwide with Priority Pass Membership.
• One complimentary visit per quarter to participating airport lounges in India and abroad.
• Concession in foreign mark-up fee. Levied at 1.8% instead of the regular 3.5% per transaction
• PayWave feature that makes purchases faster and convenient

Eligibility Criteria to Apply for IndusInd Legend Credit Card

• You should belong to the age group 18 years to 65 years at the time of applying for the card.
• You can apply for the card either as a salaried individual or a self-employed individual.
• A credit score is one crucial criterion that has to be taken care of. A score of 750 and above will be required to get approval for the credit card.

Documents Required to Avail IndusInd Legend Credit Card

• Address Proof: Voter’s ID Card, Aadhar Card, Passport, Driving Licence, Utility bills not more than three months old. Any one of the documents may be submitted.
• Photo ID Proof: PAN Card, Passport, Driving Licence, Photo ID Card issued by Employer, Voter’s ID Card, Aadhar Card. Any one of the documents may be submitted.
• Income proof for salaried individuals: Salary slip for the last two months, latest Form 16 and ITR, and Bank statement for the last three months.
• Income proof for the self-employed: Audited financials like balance sheet and profit and loss account for the last two years, ITR for the last two years, and Bank account statement for the last 12 months

How to Apply for IndusInd Legend Credit Card

• Access the website of the bank.
• Under the “Products’ option, select ‘Credit Cards’ and click on the ‘Apply Now’ tab
• Fill in the basic details like PAN, Email ID, Mobile Number and the Pin Code.
• Post verification of mobile number, a list of best deals will appear on the screen.
• Click on the ‘Check Eligibility’ option
• Fill up a simple application form
• Upload the KYC documents and submit the form

Should You Avail the IndusInd Legend Credit Card in 2024?

• The IndusInd Legend Credit Card is a premium card best suited for individuals who are compulsive travellers. It is also best suited for businessmen who travel frequently. It enables them to keep a separate track of personal as well as business expenses. This facilitates budgeting the business expenses whenever required.
• If you are looking for a card that can reward you for all your purchases, then you will be disappointed. The reward points are not that great compared to the other credit cards of IndusInd Bank. Also, you will be benefited only if you are a weekend shopper as there are better reward points for weekends. The joining fee is on the higher side, and international lounge usage will be charged.
• On the other hand, if you are a frequent traveller, you have umpteen benefits like round the clock concierge services that will take care of all your pre-trip requirements like booking of air tickets, hotel bookings etc. Besides this, you will get a royal treatment when you are at your dream destination. If you want to have a lifetime luxury experience, this is the card for you.
• An additional benefit of a reduced foreign currency mark-up fee will be a great saving if you travel overseas often. Also, you can have a stress-free trip with the ‘travel insurance’ that will take care of baggage and other issues while on travel. Legend Auto Assist can be a great respite if you are on a road trip. Any on-road issues like vehicle breakdown, charging of the battery, emergency fuel supply, and emergency towing service will be tackled with just a call.